Learn how to open a bank account to receive BISP payments in 2025. Step-by-step guide, required documents, and benefits of linking your account with BISP. The Benazir Income Support Programme (BISP) continues to be a lifeline for millions of deserving families across Pakistan. As we move into 2025, the government is increasingly emphasizing the need for digital financial inclusion by linking BISP payments to bank accounts. This shift is a step toward improving transparency, reducing corruption, and ensuring fast and secure transactions directly to beneficiaries.
Table of Contents
- Introduction to BISP 2025
- Why Bank Accounts are Required for BISP Payments
- Advantages of Receiving BISP Payments via Bank Accounts
- Eligibility Criteria for Opening a Bank Account
- List of Banks Accepting BISP Registrations
- How to Open a Bank Account for BISP in 2025
- Documents Required
- Step-by-Step Process
- Timeframe and Verification
- How to Link Your Bank Account with BISP
- How to Receive and Withdraw BISP Payments
- FAQs on BISP and Bank Accounts
- Conclusion
1. Introduction to BISP 2025
The Benazir Income Support Programme (BISP) was launched in 2008 to provide financial assistance to the poorest households in Pakistan. The initiative aims to reduce poverty and empower women by giving them monthly cash transfers.
In 2025, the program has evolved with improved verification systems, biometric data integration, and a digital payment model. A key feature of the new system is the mandatory bank account requirement to receive BISP payments.
2. Why Open a Bank Account to Receive BISP Payment
The shift toward bank account-based disbursement is part of a larger effort to digitize the economy and make government welfare schemes more transparent and secure. The major reasons include:
- Reduce corruption and fraud by eliminating intermediaries
- Ensure timely and direct payments to beneficiaries
- Enable women empowerment by giving them control over their funds
- Track disbursement data accurately through digital systems
- Facilitate integration with other government support programs
The use of bank accounts also aligns with Pakistan’s Financial Inclusion Strategy and the State Bank of Pakistan’s vision to expand digital banking.
Opening a bank account for your BISP payments brings multiple advantages:
A. Financial Security
Bank accounts offer a secure place for your money. There is no risk of loss or theft, unlike manual cash handling.
B. Timely Payments
Bank transfers ensure quick credit of BISP funds into your account—no long lines or delays.
C. Easy Access
You can withdraw your money anytime from ATMs, bank branches, or via mobile banking apps.
D. Transaction History
Your account keeps a record of all deposits and withdrawals, which is useful for transparency and accountability.
E. Access to Other Financial Services
With a bank account, you become eligible for:
- Government subsidies
- Savings accounts
- Microloans
- Mobile wallets
- Health insurance programs
4. Eligibility Criteria for Open a Bank Account to Receive BISP Payment
Anyone intending to receive BISP payments must:
- Be a verified BISP beneficiary
- Be a Pakistani citizen with valid CNIC
- Be 18 years or older
- Have proof of residence
- Provide mobile number registered in your name
If you’re not yet enrolled in BISP, you must first check your eligibility
5. List of Banks Accepting BISP Registrations
The following commercial banks and microfinance institutions are authorized by BISP for account-based disbursement:
- Habib Bank Limited (HBL)
- United Bank Limited (UBL)
- National Bank of Pakistan (NBP)
- Bank Alfalah
- Askari Bank
- Telenor Microfinance Bank (Easypaisa)
- JazzCash (Mobilink Microfinance Bank)
- UBL Omni
Make sure to select a branch or service provider that is near your home for convenience.
6. How to Open a Bank Account to Receive BISP Payment 2025
A. Documents Required to Open a Bank Account to Receive BISP Payment
To Open a Bank Account to Receive BISP Payment, you’ll need the following:
- Valid CNIC (Computerized National Identity Card)
- BISP Registration Slip or 8171 Eligibility Confirmation
- Registered Mobile Number
- Proof of Address (utility bill, domicile, etc.)
- Passport-size Photographs (optional depending on bank)
B. Step-by-Step Process
Step 1: Visit a Partner Bank or Mobile Wallet Center
Go to the nearest participating bank or mobile financial service provider (Easypaisa/JazzCash).
Step 2: Ask for BISP Account Opening Form
Let the representative know that you’re a BISP beneficiary and want to open an account for payment disbursement.
Step 3: Submit Required Documents
Provide your CNIC and other supporting documents. The bank will conduct biometric verification via NADRA.
Step 4: Account Activation
Once the verification is complete, your account will be activated within a few hours or days.
Step 5: Receive Account Details
You’ll receive your account number, ATM card (if applicable), and SMS alerts confirming account setup.
C. Timeframe and Verification
Account activation usually takes between 1 to 5 working days. You’ll be notified via SMS when your first payment is credited.
7. How to Link Your Bank Account with BISP
Once your account is active:
- Visit the nearest BISP Tehsil Office with your account number and CNIC
- Fill the Bank Account Linking Form
- Submit biometric verification
- Wait for confirmation SMS that your account is now linked with BISP
8. How to Receive and Withdraw BISP Payments
Once your account is linked, payments will be transferred every month or quarter. Here’s how to access them:
ATM Withdrawal
- Visit any ATM of your bank
- Insert ATM card
- Enter PIN
- Select “Balance Inquiry” or “Cash Withdrawal”
- Collect cash and receipt
Mobile Wallet (JazzCash/Easypaisa)
- Open mobile app
- Check balance
- Withdraw cash from retailer agent
- Provide CNIC and confirmation code
Bank Branch
Visit your bank’s nearest branch with your CNIC to make a manual withdrawal.
9. FAQs on Open a Bank Account to Receive BISP Payment
Q1: Is it mandatory to open a bank account for BISP in 2025?
Yes. From 2025 onward, all payments will be processed only through bank accounts or mobile wallets. so Open a Bank Account to Receive BISP Payment
Q2: Can I use someone else’s bank account for BISP?
No. Open a Bank Account to Receive BISP Payments on registered beneficiary to save themselves to fraud
.
Q3: What if I don’t have a CNIC?
You must first apply for a CNIC through NADRA. Without a CNIC, neither BISP registration nor a bank account is possible.
Q4: Are there any charges for maintaining a BISP bank account?
Most banks offer zero-fee accounts for BISP users. Confirm with your bank to ensure you’re not charged.
Q5: What if I change my phone number?
Update your number with both BISP and your bank to continue receiving alerts and OTPs.
Conclusion about Open a Bank Account to Receive BISP Payment
Open a Bank Account to Receive BISP Payment is no longer just an option—it’s a requirement for receiving BISP payments in 2025. It is also a gateway to financial empowerment, security, and access to other social welfare benefits. By taking this step, beneficiaries can receive their rightful funds directly and securely, without intermediaries or delays.
If you or someone you know is a BISP beneficiary and hasn’t yet open a Bank Account to Receive BISP Payment, now is the time. Visit the nearest participating bank or mobile wallet center, and take control of your financial future today.