Discover how to lower your BISP PMT score under 32 and qualify for Benazir Income Support benefits. Full step-by-step guide for eligibility in 2025
The Benazir Income Support Programme (BISP) is one of the largest social welfare programs in Pakistan, providing financial help to millions of low-income families. To receive assistance under BISP, families must meet specific eligibility criteria, the most important being a Poverty Means Test (PMT) score.
what the PMT score is, how it is calculated, and what steps you can take to bring your score below 32 to qualify for BISP financial support.
Table of Contents
What is the BISP PMT Score?
The Poverty Means Test (PMT) score is a system used by the Government of Pakistan to determine the financial status of households. It helps identify families living below the poverty line.
The score is calculated using data collected through the National Socio-Economic Registry (NSER) survey. Important factors considered during the survey include:
- Size of the family
- Income level
- Occupation of household members
- Type and condition of housing
- Ownership of valuable assets (car, motorcycle, land)
- Education levels
- Access to basic facilities like electricity and gas
A lower PMT score indicates higher poverty levels. Families with PMT scores under 32 are considered eligible for different BISP initiatives.
How is the BISP PMT Score Calculated?
The PMT score is generated through an automated system that analyzes the survey data provided by families. Each piece of information carries a specific weightage:
- Family Size: Larger families with more dependents often get lower scores.
- Type of House: Families living in kacha (mud) houses or rented homes have a lower score.
- Vehicle Ownership: If a family owns a car or tractor, their score will be higher.
- Monthly Income: Higher income increases the PMT score, while low income reduces it.
- Educational Status: Households with graduates or professionals tend to have higher scores.
- Utilities and Assets: Access to expensive utilities like generators, multiple air conditioners, and ownership of large land plots can raise the score.
Once all these factors are considered, a PMT score is assigned automatically through the system.
How to Take Your BISP PMT Score Under 32
Lowering your PMT score legally and ethically is possible if you understand how the survey works. Here’s how you can ensure your BISP PMT score stays under 32:
1. Update Your Family Information
If your financial situation has changed due to job loss, illness, death of a breadwinner, or any other hardship, you must update your records. Visit your nearest BISP office or 8171 web portal and request for a re-survey under the Dynamic Registry.
Accurate and updated information can significantly affect your PMT score.
2. Mention All Family Members
During the survey, ensure that all dependent family members are listed. Families with a higher number of children, elderly, disabled persons, or unemployed individuals generally receive lower PMT scores.
Don’t forget to include:
- Babies and young children
- Disabled family members
- Widowed women
- Senior citizens (over 60 years old)
3. Avoid Overstating Ownership of Assets
Clearly mention if you do not own assets like:
- Cars
- Land (beyond a minimal amount)
- Agricultural machinery
- Expensive electronic appliances
Owning multiple vehicles, land, or expensive items like air-conditioners and generators can push your BISP PMT score above 32.
Be truthful but precise in explaining your living conditions and possessions.
4. Highlight Special Conditions
Families that have special conditions like:
- Widow-headed households
- Disabled heads of family
- Orphaned children
- Elderly without pensions
are often given priority consideration. Make sure the surveyor records these conditions correctly, as they can significantly lower your PMT score.
5. Participate in the Dynamic Survey
If you missed the earlier NSER survey or believe your current data does not represent your actual situation, you can participate in the Dynamic Survey process. The Dynamic Survey allows re-verification of your household data.
You can visit the nearest BISP Registration Center or apply through the official 8171 portal.
Why It’s Important to Have a BISP PMT Score Under 32
Getting your BISP PMT score under 32 is crucial if you want to:
- Receive monthly stipends under the Benazir Kafalat Program
- Enroll your children in the Benazir Taleemi Wazaif (educational scholarships)
- Get free health services through associated welfare programs
- Benefit from emergency cash support during crises
- Participate in skills training and women empowerment programs
A PMT score above 32 will disqualify you from these benefits, meaning no access to life-changing financial support.
Final Thoughts
Achieving a BISP PMT score under 32 is essential for Pakistan’s low-income families seeking much-needed assistance. By keeping your information updated, accurately representing your living conditions, and highlighting your vulnerabilities, you can increase your chances of becoming eligible for BISP financial aid.
Always participate actively during the survey process and stay in touch with BISP announcements regarding dynamic updates and re-verifications. Remember, the key to success is honesty, accuracy, and timely action.
For updates or to check your PMT status, visit the official BISP 8171 Web Portal today.